KeepMRR vs Gravy: Which Failed Payment Recovery Tool Wins?

Failed payments are the silent MRR killer. Your customers aren't churning because they hate your product—their credit cards are expiring, getting declined, or hitting limits. The result? You lose 15-20% of your monthly revenue to involuntary churn that could have been prevented. Two tools have emerged as popular solutions: KeepMRR and Gravy. Both promise to recover your failed payments, but they take dramatically different approaches. KeepMRR positions itself as the simple, affordable option for indie hackers, while Gravy targets enterprise clients with comprehensive dunning management. This comparison will help you decide which tool fits your SaaS business, budget, and recovery goals.